How its works

Credit is key Consultations

We help our clients here get their credit back on the right track by removing negative items as well as assisting with applying for the right credit cards to help start building your credit back up. We tell you how to manage the cards the right way to get the most points out of your credit score every month.

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Begin

You’ll be required to provide us with your credit report, from the bureaus, equifax, transunion and experian. Also to begin you have to signup for the smart credit monitor link that on this page for $1 for me to checkout their credit report

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Build

We provide you with a deep analysis of your credit report and spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we give you step by step guidance on how to rebuild your credit.

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Bloom

We load all of the inaccurate, misleading and unverifiable information into our system and begin to challenge questionable information with the credit bureau, creditor and collector.

We are always available to improve your credit

Done for you credit repair with outstanding result ! At Credit is Key Consultations our program work in 30days cycles. At the end of each cycles, you’ll receive 3 credit report at your home. These reports are your result. They will show which questionaire negative item has been removed from your credit so far Contact Us and Check for progress report update

Our Money Back Guarantee

You are entitled to a 100% refund on all monthly payments if: – We do not remove more than 25% of all the negatives worked on. – We have had nine months from the time you retain our services. – You have at least one negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 30 days. It is the client’s responsibility to make us aware if updated reports have not been received).

Once the updated credit reports come back from the furnishers, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes we will update your file, and then move on to the net inaccurate, misleading, and unverifiable items. 

If the team comes back verified with no change, we will then follow up with the credit bureaus or the furnishers to try to get a resolution on why the inaccurate information is still on the credit report . 

Our goal is to help consumers with bad credit through our credit repair and restoration program.

Review Credit Reports

Leverage agile frameworks to provide a robust synopsis for high level overviews  iterative approaches.