Credit is key Consultations

We help our clients here get their credit back on the right track by removing negative items as well as assisting with applying for the right credit cards to help start building your credit back up. We tell you how to manage the cards the right way to get the most points out of your credit score every month.


We Provide All Credit Repair Services With Reputation

Collection Accounts

Once an account is sold to a collection agency, the collection account can then be reported as a seperate account on your credit report

Late Payments

The late payment showing up on a credit report. Payment that are less than 30 days late often do not show up on someone’s credit report unless frequent occurence

Hard Inquires

Generally a high number of hard credit inquires in a short period of time can be interpreted as an attempt to expand and create high risk for lender

Your Choice For Credit Repair

On the other hand we denounce with and dislike men who are so beguiled and demoralized by the charms.

Student Loans

Bankruptcy, inquiry removals, Payday loans, Child support, Public Records and much more


First, the late payments leading up to repossession will damage your credit score once they are reported to the credit bureaus

Charge Offs

A charge off is a debt that a creditor has given up tying to collect on after you missed payments for several months

Credit Monitoring

It is required that every client keep there credit monitoring subscription for the duration of the time we are working on the credit report. Credit monitoring is being offered through SMART CREDIT. it’s $1 to signup and 24.95 a month. Even if you don’t want credit repair and want to check your credit you can click the link as well.

Our Money Back Guarantee

You are entitled to a 100% refund on all monthly payments if: – We do not remove more than 25% of all the negatives worked on. – We have had nine months from the time you retain our services. – You have at least one negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 30 days. It is the client’s responsibility to make us aware if updated reports have not been received).

Review Credit Reports

Leverage agile frameworks to provide a robust synopsis for high level overviews  iterative approaches.


Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.